Insurance for provisional driver?

Fuengi

Anyone know how much it is to add a provisional licence holder to your car insurance? My insurance company is closed at the moment.

Roughly, am I looking at a tenner or a grand? 

CeeJay

Too many factors to consider to guess at. Car age, driver age, car value, convictions, medical.....etc. etc.
And when it's all taken into consideration, you'll still get differing quotes from different companies. 
Definitely not a tenner though 

EricTheWeary

I used Marmalade to add my son's to my insurance. Paid a month at a time. I can't remember the exact figures but you'd get an online quote in a minute, maybe £20 per month. Massively, massively more expensive once they are qualified either as a named driver or in their own name. 

I'll have a quick look, see if I can find the emails with what we paid. 

EricTheWeary

...okay £70 per month, obviously I'd falsely remembered it lower as a way of coping with the pain. 

Fuengi

EricTheWeary said:

I used Marmalade to add my son's to my insurance. Paid a month at a time. I can't remember the exact figures but you'd get an online quote in a minute, maybe £20 per month. Massively, massively more expensive once they are qualified either as a named driver or in their own name. 

I'll have a quick look, see if I can find the emails with what we paid. 

Online quote won't work because his license was only issued this month. 

EricTheWeary

Fuengi said:

EricTheWeary said:

I used Marmalade to add my son's to my insurance. Paid a month at a time. I can't remember the exact figures but you'd get an online quote in a minute, maybe £20 per month. Massively, massively more expensive once they are qualified either as a named driver or in their own name. 

I'll have a quick look, see if I can find the emails with what we paid. 

Online quote won't work because his license was only issued this month. 

Oh. 
Anyway was £70 per month but with Marmalade we could pay for as little as a week at a time. With my oldest son we used it quite a bit as he would practice with me, my youngest son couldn't cope with me in the passenger seat so we only paid for it once. 

ArchtopDave

Have you considered getting separate insurance for him alone. I only discovered this, when I helped my daughter to learn to drive. She had insurance to drive my car, which was separate from my own car insurance. There are a number of insurers that offer this, and you can choose the timescale for the insurance, and how many days are covered during the period of cover. My daughter then logged on to the insurer's App just before we went out driving to get the cover for that day. 

Fuengi

Just spoke to my insurance company and they won't offer anything. I got an outline quote from Marmalade which varies from £50 - £80 per month depending on duration. 

ToneControl

we heard that this is very affordable if you arrange insurance for just an hour or so at a time, just to do a lesson

ToneControl

EricTheWeary said:

Fuengi said:

EricTheWeary said:

I used Marmalade to add my son's to my insurance. Paid a month at a time. I can't remember the exact figures but you'd get an online quote in a minute, maybe £20 per month. Massively, massively more expensive once they are qualified either as a named driver or in their own name. 

I'll have a quick look, see if I can find the emails with what we paid. 

Online quote won't work because his license was only issued this month. 

Oh. 
Anyway was £70 per month but with Marmalade we could pay for as little as a week at a time. With my oldest son we used it quite a bit as he would practice with me, my youngest son couldn't cope with me in the passenger seat so we only paid for it once. 

do they do insurance for high performance cars?

ICBM

Fuengi said:

Anyone know how much it is to add a provisional licence holder to your car insurance? My insurance company is closed at the moment.

Roughly, am I looking at a tenner or a grand? 

Closer to a grand than a tenner for any normal insurance group family car, if you want normal cover as a named driver. We looked at it for our teenager, but as the family car is group 15 it was over a grand.

KrisGee

Think I was paying around 40 quid for a week few years back when I was learning. Still worked out cheaper than lessons at 25 pound per hour. I was with Admiral. This was a separate policy though as adding me to wife's insurance was a lot more.

Gallagherone

When I was learning I used Veygo and would just pay by the hour. It worked out at around £5 an hour, but for someone who wasn't driving every single day, it worked out a lot more affordable than paying monthly. It also meant I could insure myself on anyone's car for a couple of hours which gave me more practice. So if I was heading out with some friends, I could drive their car. They are affiliated with Admiral so nothing dodgy with them (although their app was a little buggy).

exocet

It varies a lot - the model of car / your insurance companies risk profiles etc.

Mine went from £450 to £1300 for adding my daughter as an 17 year old provisional driver.

When she passed her test 6 months later, the revised quote went to £4500.

However the same company (Elephant) would happily insure her to drive for a weekend for £35.

We then got her an old Fiesta which cost £1500 with Tesco - but with a Black Box.

After a further year, the annual policy dropped back to £650 on the same car (even with my 17 year old son on the same car / policy as a provisional licence holder).