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Additionally people wouldn't need to then have large collections, releasing capital and keeping the other halves happy.
The guitars/amps/pedals would still hold an asset value at the end of their term and you could depreciate it over time on the books. So you wouldn't ever need to fully realise the cost of the guitars. The ongoing costs would be shipping, strings, setups etc.
If this could be done for the cost of a typical gym membership, you'd think there would be interested.
I imagine the real world logistics would make it difficult as the reality of insurance needed to make it work would be impossible to get. Thinking in terms of how a car rental works
Can you send them to Nigeria?
My name is Russel, Russel Hobbs.
I think a swap club or lending system would be pretty nice. Kinda like a bookswap club but for those of us who can't read.
http://www.rareguitarclub.com/
Guitars would be setup with your preferred std string gauge before shipping.
Who cares if the R9 you have for 2 months has a bit of buckle rash, it's not yours.
If you can rent a car, I can't see why you couldn't rent a guitar. I know they might seem precious to us, but a £2k outlay for a decent guitar, that would generate £50pm in revenue, is a 30% yield before cost. That's pretty decent for any asset.
Insured how? For what circumstances and by who?
I guarantee you are not insured if you send a guitar to someone temporarily for money. They would view that as a business venture, which unless strictly specified and paid for, which would be relatively expensive would leave you uninsured and would be financially pointless and wouldn't leave you with whatever profit you've worked out.
You would also be letting someone else who is not covered by your insurance take possession of it, which means you are not taking responsibility for it which means again, not insured.
Also you generally need proof of purchase or a valuation receipt, or some kind of proof that you own something to get insurance on something, so again, it's not insured.
Any other attempt to get round this when you have an issue like pretending you had it all along, or do own it when you don't, or blaming it on the courier would be insurance fraud and I'm not messing around with that and I can't imagine lots of others would either. So you'd end up with someone snapping the neck of a £2000 guitar and sending it back and denying it, or refusing to pay for it which would result in a massive shit storm.
You would need a tailor made agreement with an insurance company set up to cover every instrument, or a company that owns them. I doubt you could realistically do it as an individual.
Also, the owner cares when their product gets buckle rash and I guarantee people will get pissed when (if) they get it back and it's all fucked up. That's why you put a credit card down as a deposit on a car and pay shit loads when you scratch or dent it. If you rent instruments from a musical supplier it's the same thing. Big deposit or credit card on file, expensive temporary insurance and severe scrutiny when you return the items.
So for those real world reasons, and because I'm pretty sure that you cannot realistically insure these items for the intended purpose, I'm afraid I won't be investing and I'm out.