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Really pleased to hear you are playing a straight bat.
To all the cunts that recommended you fabricate injuries - I don't think you were joking - I bet you lot are also the first to moan that insurance premiums are sky high.
I wonder why?
It was an oblique reference to the 'sick on holiday claim' thread which is symptomatic of the claim culture that we imported from 'Murica so successfully that you can't move for health & safety directives.
Still, sucks sucks sucks.
If you want to keep working and get a whiplash claim I think @monkey42 has the email address of a top notch solicitor
• Youtube - https://www.youtube.com/@Goldeneraguitars
Sorry to hear that mate... you are fine and thats the main thing
At least, that's what I've been told. Even without that, I've made a claim recently based on whiplash purely because all of my back problems were caused by an accident and my solicitor fucked it up, so I got nothing at the time for a lifetime of pain; getting a bit back feels a bit like justice.
Anyway...glad you're OK at least, @hywelg - good luck with the insurers.
My insurers settled , allowing me £2k for my car which was better than expected, no excess, they will claim it form third party. I thought I'd get about £500, but then they hadn't seen the state it was in, Ha ha!!!.
I'm now in the process of trying to claim uninsured losses from the third party. They have admitted liability so no worries there, but attempting to put a value on my time and then backing it up is very difficult if you're self employed. I reckon £25 an hour for a skilled craftsman is very conservative but no doubt they will think differently. AS it happens I can prove we have a massive amount of work in progress so the loss of 2½ days of my time (could have been a lot more if I'd got the train to Kent to view the car before buying it) has a direct relationship to earnings. I am also claiming for loss of half a tank full of fuel in the old car and new roof rack bars as this car is narrower and mine dont fit. We'll see what happens......
I respect your integrity for simply claiming your real losses and not that awful Americanised vexatious nonsense but no doubt you will be plagued for years to come by telesales from some 3rd World sweatshop call center urging you to claim for all kinds of ailments
Turns out that your partner turning you down isn't grounds for a claim.
https://www.pistonheads.com/gassing/topic.asp?t=703046
Interesting as it would seem that there are various categories of "write-off" and some of those qualify for the Scheme provided they undergo a VIC Test (costs @£50). Some clearly don't.
Anyway, I'm glad that you're now sorted and compensated.
Because you have been involved ion a prang, your premium will increase anyway so you may as well get as much you can. This will help finance a new car.
Despite the other driver coming out of a side road and me on the main road, and me going almost fully onto the wrong side of the road in an attempt to avoid the collision and he *still* didn't stop in time, he claimed it was my fault... actually what happened was that he didn't see me because I was following a minibus and he wasn't paying attention.
So I assume I will be looking for a new car, although I haven't actually made the call yet. Petrol MPVs are a bit thin on the ground though. Couldn't really have come at a worse time either, since we'd just bought a new one for my wife only a few months ago.
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
it could've been worse.
Is it repairable and if so can you buy it back from the insurers under the write off procedures. Might save you some money if the chassis isn't bent and the sill can be repaired.
The yard is nothing but a fence, the sun just hurts my eyes...