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Bandcamp
Spotify, Apple et al
Ever had an issue that £1m wasn't enough? I think local authorities insist on £5m dont they?
@fretmeister wrote a great post back on MR about this, basically saying £1m won't be enough if a speaker stack falls on a bloke in his 20s who then can't work for the rest of his life.
He used a lot more words than that and it sounded really impressive.
(I have £1m public liability cover with my gear insurance from Musicguard)
But that one members subs wont cover the whole band or will it?
Pretty much non-existent. Most people, myself included can get musical gear included under all risks on home contents insurance, up to the point at which you do it professionally, we dont and never will its just a hobby. My insurance Co do not define you as professional just because you get paid £50 (ea) or so for a pub gig.
No body can afford to be complacent about 3rd Party liability professional or not. I have no interest in joining the MU. I am not a musician. I play for fun, that doesn't make me a musician, just like someone rewiring a plug doesn't make them an electrician.
Not as costly as every band member joining the MU. As i said above, MU 5 persons = £1000 , standalone £200.
https://soundcertified.com/speaker-ohms-calculator/
Bandcamp
Spotify, Apple et al
https://soundcertified.com/speaker-ohms-calculator/