Wife's card cloned :(

digitalscream

Some asshat's just cloned my wife's card...what kind of an asshole do you have to be to do that right before Christmas?

More to the point, how stupid do you have to be to use it to pay the rent on your student accomodation?

Heartfeltdawn

digitalscream said:

More to the point, how stupid do you have to be to use it to pay the rent on your student accomodation?

This level of stupid maybe? 

http://www.bestshots.co.uk/images/judges/j-collingridge.jpg

digitalscream

LOL or Wis....LOL or Wis...

Moe_Zambeek

Someone once stole my sister's cheque book and used it to pay their gas and electricity bills...

english_bob

digitalscream said:

Some asshat's just cloned my wife's card...what kind of an asshole do you have to be to do that right before Christmas?

More to the point, how stupid do you have to be to use it to pay the rent on your student accomodation?

Good news - he won't have to pay any rent on his next digs.

Bad news - he probably won't like his roommate. Or his neighbours. 

scrumhalf

Couple of bits of experience for you:
1) If the credit card company agrees to cancel the charges make sure they don't try and stiff you for interest on amounts unpaid which should never have been paid but which straddle one or more payment periods. Barclaycard tried that one on me.
2) Use one of the free credit checks to make sure that your credit rating hasn't been damaged.

ThePrettyDamned

Hope it gets sorted. If they know who did it, it should be. Barclays were awesome when mine was cloned. 

57Deluxe

could've been worse - could've been the Wife's Mother cloned...

digitalscream

scrumhalf said:

Couple of bits of experience for you:
1) If the credit card company agrees to cancel the charges make sure they don't try and stiff you for interest on amounts unpaid which should never have been paid but which straddle one or more payment periods. Barclaycard tried that one on me.
2) Use one of the free credit checks to make sure that your credit rating hasn't been damaged.

It was a debit card, so the interest isn't a problem. Hadn't thought about #2, but I doubt it'll be an issue since it happened two days ago and they've put the money back in the account straight away.

ThePrettyDamned said:

Hope it gets sorted. If they know who did it, it should be. Barclays were awesome when mine was cloned. 

Yep, she's with Barclays too.

HAL9000

english_bob said:

Good news - he won't have to pay any rent on his next digs.

Bad news - he probably won't like his roommate. Or his neighbours. 

But maybe his new roommate, and possibly his neighbors, will be quite fond of him... ;-)

PolarityMan

Its happened to me twice around xmas, i reckon people think that you might not notice a big purchase for a little while over this time of year.