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We get breakdown cover with our bank account. It's one of those ones that comes with a monthly fee, but gives us breakdown cover and a basic travel insurance policy, plus lets you use a card abroad without some of the charges. There might be one or two other minor benefits as well.
We actually claimed on the travel insurance a few months ago. We had a holiday booked in the UK but had to cancel it as my wife's nan died. Turned out the travel insurance covered that.
Seriously: If you value it, take/fetch it yourself
@rich75 thanks for that - I hadn't heard of Autoaid, but that's about a third of what I was paying a couple of years ago.
I was with Gem before but the renewal was £95. Googled options and having read loads of reviews I have switched to AutoAid. £43.31 for full cover.
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
Your call, but that one day saved as much money as I've spent on RAC membership in over 20 years.
It's also quite handy when you leave the house as usual to go to work and the car just won't start.
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
I think my objection to shelling out for this "peace of mind" harks back to the days when hardly anyone had recovery insurance because the vast majority of breakdowns could be fixed - often by the owner - at the roadside. I have "broken down" many times, but apart from the two occasions mentioned I've always been able to identify and repair the fault myself.
I recall having this conversation with a recovery driver a few years ago and he said 90% of call outs end up with the vehicle being taken to a garage usually because it's an electrical issue and needs specialist equipment. I suppose it's the price we pay for cars being vastly more reliable than when I started motoring.
When I first learned to drive my car broke down and I didn’t have cover. My father came out to where I was and called the AA on his cover, which worked. He told me he was never, ever doing that again and I joined the AA the next day.