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(I actually prefer to run older cars that are makes/models that have already earned their reputation for reliability. Daily driver is 18 years old, weekend car is 25 years old. Both are over-engineered Japanese marvels.)
As to the extended warranty - don’t bother. Just a money spinner and basically not worth the paper they’re written on.
That said I may soon be buying a Kia for my daughter, with three years warranty left on it, exactly for that reason...
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
If/when you need them, you can also buy Japanese car parts direct from Japanese dealers (via Ebay, etc) to save £££s over the UK agent's crazy markup. Sent by courier from stock, where UK dealers don't even hold stock. (And Toyota/Honda UK dealers will even fit them for you.)
I see all sides, from those that never need to claim (and therefore think it was a waste of money) to those that try to claim for something that isn't covered (accidental damage, for example) to those that don't have to fork out £5k for a new engine because they paid for the extended warranty.
It's one of those things that you hope you never need, but it's better to have it and not need it than need it and not have it. Can you afford to replace your gearbox unexpectedly? I couldn't.
electric proddy probe machine
My trading feedback thread
It's best putting that money on the side to fix the car.
A warranty is not even close to PPI though!
electric proddy probe machine
My trading feedback thread
Then the first 6 months finished and they started charging me £16 a month on more basic cover. For the next 6 months, nothing went wrong until my local garage accidentally broke a bearing when adjusting my hand brake, and then I talked them into covering the £65 of a new bearing and promptly cancelled my cover after that as it occurred to me that nothing else that could go wrong was likely to be covered due to the car being 10 years old.
Overall having the warranty did save me money and if I bought a newer, nicer car that was outside it's manufacturers warranty I would probably get one again. (Obviously, you need to check what the cover includes and decide if it's worth the risk based on what you're paying and what it'll cost if you don't have cover and something goes wrong)
I should also add that I thought that the WW customer service was very good. I never had to wait very long on hold, always spoke to someone based in the UK and they would always get back to me about a claim etc. on the same day I enquired.
I think the garages work on the assumption that if you're stupid enough to buy a warranty, you are stupid enough to be easily ripped off.
electric proddy probe machine
My trading feedback thread
It had an issue that the dealer should have picked up on and sorted. They didn’t want to know. I rang Seat and let rip - 3 days later the car was picked up, loan car dropped off, and subsequently repaired and sorted FOC.
The dealer got quite the bollocking too..
electric proddy probe machine
My trading feedback thread