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There may be discounts available if you stump up the cash, but spreading the payments makes it very convenient. I've bought stuff from Andertons using a 9 month interest free deal before.
Personally if I could not afford to buy a pedal outright I would not buy it. But I'm old and boring now - done plenty of similar things when I was young and impetuous. :-)
1. Don't get more than one going at the same time.
2. Dont do it on an impulse buy
I think you get the consumer credit protection as well which might be a bonus if anything goes wrong.
I've broken both rules before!
Looking at the Enzo myself
"Take these three items, some WD-40, a vise grip, and a roll of duct tape. Any man worth his salt can fix almost any problem with this stuff alone." - Walt Kowalski
"Only two things are infinite - the universe, and human stupidity. And I'm not sure about the universe." - Albert Einstein
If you have the 10%, put £24 away a month for 12 months (or £32 for 9 months/£48 for 6 months). If you still want it, buy it, if you don't,then youd have to question, the sense in paying for it over 12 months in the first place. Direct Debits are the work of the Devil! Any second hand options?
Yours Faithfully
Dad!
I'm sort of adopting this approach - putting a bit away each month. Hopefully by the time I've saved there will be second hand options, or at least a slightly cheaper price.
Every time I did something would happen along the way (unexpected bills, car repairs) and I'd end up paying interest.
Now it is cash or nothing.
Studio: https://www.voltperoctave.com
Music: https://www.euclideancircuits.com
Me: https://www.jamesrichmond.com
otherwise, go for it.