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Get a PCP for the Kodiak which will get you £3k or whatever finance contribution from VAG for using PCP and the usual discount (use carwow to get the best offer). Then the next day just ask them for the balance and pay it off with either money you already have or a cheap 3% loan. Entirely legal.
I drive one and it’s nice with lot so of space and drives better than my old Kodiaq did.
definitely something I've considered. the dealer deposit contribution and discount helps to offset the immediate depreciation
In all seriousness, this is good to know. The seats look and feel uninspiring compared to the "hugging" ones in the Kodiaq...so I was concerned about comfort and ride on long journeys. (my wife loves the tray tables in the back though. FFS)
Size and comfort are pretty much identical I personally prefer the look of the Tarraco.
I do genuinely prefer the drive of pretty much all the Seats over the Skoda range though.
There’s no scope for options on Seat though just come as standard specs.
Theres also a few of the first editions around in the Xcellence trim which are nice.
The SE First Edition has a few things that would be nice (rear camera etc) but I don't really get how the first edition things work or what exactly they are as they don't seem to be official trims.
But when we were looking at the 0% we were looking at the XCELLENCE as this has basically everything we want (including power tailgate with foot wavy thing, which is handy with an 18 month old!) except an autobox (as we want the 1.5 TSI)
I know there’s a few manuals around but most DSG are with the 190ps TDI.
And we're not opposed to an ex-demo/pre-reg/low mileage used either.
the manual petrol is where we want to be. As we don't do the journeys for a diesel.
Xcellence First Edition.
20” Alloys (same as on the Lux)
Sports Seats with Alcantara.
Winter pack - Heated front and outer rear seats.
Top view camera - So basically cameras on all 4 sides of the car.
Panoramic Sunroof.
Driving and safety packs.
Xcellence first edition plus
Beats audio
Electric drivers seat.
We can get 1.5 manuals in the first edition trim and 2.0 tsi dsg in plus trim.
The real benefit of leasing from my point of view is no large deposit so all our spare money sits in our offset mortgage account and when we had decent savings we were able to pay for our extension work instead of tying it all up in a depreciating car.
I’m still driving a safe and reliable brand new £20k car for a relatively small monthly fee (comparing very well to my previous monthly loan repayment on an 8 year old car) and I know that when I hand it back after two years I haven’t got the hassle of selling it and bell ends coming to my house to tyre kick or dealers offering low chop in values.
Having piece of mind that there’s no unexpected repair bills because the car is under warranty, no MOT (on 24 and 36 month) and you can get maintenance for a small monthly fee to cover servicing and tyres. Fixed costs every month allow me to budget effectively and make sure every spare penny pays off my largest debt - my mortgage.
The biggets benefit is not owning a car!
If you aren’t precious on make, spec and colour and or do low annual mileage you can get some excellent deals that are rude not take.
My wife’s last car was a Hyundai i30 £1200 down and £92 month they even chopped in her 12 year old golf for the deposit and gave us money back. Look out for older models being phased out or new models that they need to shift.
Good luck whatever you decide.