Now then,
As it stands I don't have any insurance for my gear. It's not been too much of a problem up until now, however, I'm playing a few more gigs now. I hadn't thought about it until we were playing recently in a bit of a dodgy venue, I then felt a little bit uncomfortable leaving my prize tele unattended while we waited for our slot to play! I've always taken care of my gear and I'm not the sort of person to leave it in a car overnight or anything.
I don't have house/contents insurance so there is literally no cover on my gear. Do any of you have specific insurance for your gear? Any recommendations on brokers? Any pitfalls to look out for? Have you had to use it before?
Also, some insurers offer public liability insurance which I don't personally have. Is it worth getting? I'm fairly sure the band I'm in has it anyway...
Discuss!
Comments
No experience claiming though, and we all know what insurance cos can be like...
Music Guard or Allianz are the two most widely mentioned on here.
I use Music Guard and get £1million Public Liabilty Cover....although there was a discusion on here that that sum wouldn't be sufficent if for example a PA speaker knocks out and stops a 30 year old from working for the rest of his life.
Joining the MU is another option, IIRC they provide cover for members.
With my MG policy I have everything listed, but only 50% covered at a time, which covers what I take to a gig as I never take everything! That helps to keep the premium down.
Just a thought
https://speakerimpedance.co.uk/?act=two_parallel&page=calculator
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Does it cover theft from a gig etc?
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