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https://www.studiowear.co.uk/ -
https://twitter.com/spark240
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yes I appreciate that,,,,,even so,,,they are still some big numbers.
https://www.studiowear.co.uk/ -
https://twitter.com/spark240
Facebook - m.me/studiowear.co.uk
Reddit r/newmusicreview
Also likely advertising will drop on FB and google, they could have reduced earnings
technology advanced massively from 1990 to 2010, but there was still a dotcom bubble that burst
You know, I really believe that If you want to reach that island over yonder you're going to have to get in the water and swim, fannying around dipping your toes in and out worrying if the water is going turn choppy or not isn't going to build long term wealth. You need to get invested and swim. If a storm comes it will pass and blue skies will return, just stay the course and keep in the water.
https://www.daveramsey.com/research/the-national-study-of-millionaires
The benefit of diversification to eliminate stock specific risks diminishes rapidly when your portfolio passes 20 stocks.
When mutual funds get so large due to popularity then it can become difficult for them to maintain their original investment principles that made them successful in the first place as they have to find a home for all that influx of cash. That's a concern I have with the popular Fundsmith fund which is now at £18BN.
https://www.investopedia.com/investing/dangers-over-diversifying-your-portfolio/
I work with a load of people aged 20-30.....the don’t own a house and probably never will now,....when I was in that age group at work most of us had, or were saving for our own home.
• West Sussex - £84,036
• Middlesex - £83,406
• Kent - £81,571
• County Durham - £48,741
• Cleveland - £48,711
• Nottinghamshire - £48,509
• Worcestershire - £47,882
• Avon - £34,870
https://www.studiowear.co.uk/ -
https://twitter.com/spark240
Facebook - m.me/studiowear.co.uk
Reddit r/newmusicreview
Average mortgage of £700, plus car, insurance, phone, BB, TV, ...I’d say a Million pound plus pension is way out of the average persons reach.
https://www.studiowear.co.uk/ -
https://twitter.com/spark240
Facebook - m.me/studiowear.co.uk
Reddit r/newmusicreview
Must be an S+S ISA. Was looking at a vanguard lifestrategy, but wasn't sure if it was possible to use vanguard but go into a specific selection of funds.
I'm with Standards Life, mainly so I can see savings in the same app as my pension. The platform charges are all around 0.5% a year and the fund fees will vary depending on what you choose, equity trackers are low fees and mutual funds typically between 1-2%
I recommend selecting a good Acc fund rather than an Inc fund if you are planning to invest for the future. An Accumulation fund will reinvest dividends from the stock into buying more stocks where an Inc fund will pay out the dividend as cash that you can choose to hold or reinvest, Acc does the reinvesting automatically.
research some funds via MorningStar or the Standard Life fund filter is pretty good to starts a shortlist.
There is also Fundsmith which has done well and is very popular but is getting a bit big: https://www.fundsmith.co.uk
I think Capo was referring to house value plus pension as part of your net worth calculation may get some people to a net worth of circa £1M at retirement.
House value + pensions + assets of value - debt =
or you want a loan...
https://www.studiowear.co.uk/ -
https://twitter.com/spark240
Facebook - m.me/studiowear.co.uk
Reddit r/newmusicreview
I’m in Old Mutual Wealth....but I think the min. PM is £100.
https://www.studiowear.co.uk/ -
https://twitter.com/spark240
Facebook - m.me/studiowear.co.uk
Reddit r/newmusicreview