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After reading about it here, I used Resolver to moan about a packaged account my wife used to have years ago, sent the thing off on Sunday. On Tuesday, a bloke from Lloyds TSB called her, and asked for some more details, but she couldn't remember a bloody thing. Last night he called again, they're giving her £880 back. Not that she's giving me any of it, but still and all, I wouldn't have had the result if it hadn't been for this forum!
I had a mortgage with RBS from the end of 2000 to around 2005... I'm sure I'm owed something. Sold the flat for the profit but the final settlement value of the rest of the mortgage might have included PPI, on top of all the interest. I was trying to avoid using a 3rd party because I really don't think I have any of the paperwork left, so the FCA told me to contact RBS with something called a Subject Access Request: ring any bells with anyone?
I would use the resolver web site as first call, it literally takes a few minutes and doesn't request a lot of information, see if RBS reply back to save you having to do loads of paper work.
I had some sort of PPI thing on my mortgage for a bit but I specifically wanted it. I never followed it up because it felt like bad manners to try to get the stake refunded after a gamble fails to pay off.
The company my wife looked at, Rapidclaim I think, wanted 40% for the claim I posted about earlier, which took one email and two phone calls to sort.
Was the guy from Rapid Claim called Mr Dick Turpin?
Yes, you can. You could try the Resolver tool.
I'd use the resolver site first, as long as you know the bank and a rough date, they (the bank) should do the work for you and look at products you've had in the past. I'd use a 3rd party only if it's a choice between that and not being able to claim at all.
When I was an 18 year old wanting a loan to buy my first car I was offered the insurance by Lloyds, when i asked what it meant, they told me that as it was a form of security the bank would be far more likely to approve the loan than if I didn't take out the PPI.
I believed this was the case for the next 20 years or so, thousands of pounds wasted over the years because of that lie, and the it was almost always Lloyds I took loans with.